Prudent,  【prudential】  are sometimes confused in use.

Prudent applies to persons or their acts or utterances and implies such qualities of mind or character as caution, circumspection, and thrift (see prudent under PRUDENCE ), or as wisdom in practical affairs (see WISE ).

【Prudential】 , on the other hand, applies not to individuals but either to habits, motives, policies, or considerations which are dictated or prescribed by prudence, forethought, business sense, or practical wisdom or to committees, groups, or associations having charge of practical affairs such as expenditures or exercising discretionary or advisory powers in regard to these.

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