||1:One reason for the rise in insolvencies after 2000 was that it became easier to file for an Individual Voluntary Arrangement, which allows debtors to pay money back over a period of time.||2:Then, in 2009, the government created the Debt Relief Order—sometimes called “bankruptcy lite”—for people with a maximum debt of 15,000.||3:Other possible explanations for the rise over the years include a spendthrift attitude among the growing number of people unable to get on the housing ladder and the growth of student loans, which have normalised the idea of debt, suggests Andrew Tate of R3.

||1:2000年之后破产率上升，其原因之一在于，申请债务重组变得更容易了。债务重组允许债务人在一段时间内将债务归还。||2:之后，2009年，英国政府为债务上限为1.5万英镑的人建立了债务减轻命令（DRO）—有时也称“快捷破产”。||3:近几年破产率上升，可能还有另一些原因，其中包括：买不起首套房的人越来越多，他们花钱挥霍无度；还有学生债务的增长， R3的安德鲁·塔特称学生债务使债务的意义变得正常化。

Corporate insolvencies have increased sharply but from low levels.

低层次的企业破产大幅增加。

The Spanish law is intended to promote restructuring of viable firms but in practice most insolvencies end in liquidation after lengthy court proceedings.

西班牙的法律是为了促进可行的企业重组，但实际上，大多数企业在冗长的法庭诉讼程序结束后依然清算破产。

"We may well see insolvencies at some clubs, as we have always seen in difficult times, " says Deloitte.

“我们很有可能看到一些俱乐部破产，在经济困难时期这种事情总会发生，”德勤表示。

Personal insolvencies reached 106, 645 in 2007, down 0. 6 per cent on the previous year.

2007年，英国个人破产案达到10.6645万宗，较上年下降0.

Scarce credit after this recession may intensify this effect, causing a "substantial" rise in insolvencies during 2010 and into 2011.

本次经济衰退后的信贷不足可能会加剧这种效果，导致英国企业破产在2010年至2011年期间出现“显著”增长。

But there have also been demoralising numbers: unemployment is still rising fast, insolvencies are commonplace.

但另外一些数字却让人心灰意冷，失业率仍然飞快上升，破产随处可见。

The first is legal: bondholders rank above compensation claims in power company insolvencies .

第一条理由是法律上的：电力公司破产时，债券持有人获得赔偿的次序，优于事故受害者。

Most crisis-hit emerging economies experienced huge recessions and a tidal wave of insolvencies .

多数遭受危机冲击的新兴经济体都经历了严重的经济衰退和大批的破产浪潮。

In the UK, it was experiencing rising bad debts as the number of personal insolvencies continued to increase.

而在英国，该银行不良债务不断上升，原因是个人破产案数量继续攀升。

Mike Geoghegan, chief executive, said the rise in UK insolvencies looked "unlikely to abate" in the medium term.

汇丰银行首席执行官纪勤（MikeGeoghegan）表示，看起来在中期内英国破产案的升势“不太可能减缓”。

Insolvencies , like unemployment, are a lagging economic indicator.

破产和失业都是经济滞后的指标。

He predicts another five or ten notable insolvencies in the retail sector and at least a year of agony before things get better.

他预测，另有五个或十个零售领域的著名品牌会破产，并且至少经历一年的痛苦后，事情才会变好。

Having bought a few companies out of administration, I know insolvencies are complicated.

我曾收购过几家破产的企业，因此深知破产问题错综复杂。

Government insolvencies would now also threaten the solvency of debtor country central banks.

现在，政府破产也会危及债务国央行的偿付能力。

In many macroeconomic models, therefore, insolvencies cannot occur.

因而，在许多宏观经济模型中，资不抵债不可能发生；

The country with the highest number of insolvencies expected for next year is France with 63, 000.

预计，明年企业破产最多的国家会是法国，将有6.3万家企业倒闭。