Article 7 In issuing loans, commercial banks should made reliable checks on the creditibility of the borrowers, and provide the loans on guarantee to ensure timely recovery of the loans.

第七条 商业银行开展信贷业务,应当严格审查借款人的资信,实行担保,保障按期收回贷款。

属类：法学专业-中国法律-商业银行法

Commercial banks are protected by law in duly recovery of principal and interest of the loans they extended.

商业银行依法向借款人收回到期贷款的本金和利息,受法律保护。

属类：法学专业-中国法律-商业银行法

Article 8 Commercial banks should abide by relevant stipulations of laws and administrative regulations in their businesses and must not do any harm to the interests of the State and the society.

第八条 商业银行开展业务,应当遵守法律、行政法规的有关规定,不得损害国家利益、社会公共利益。

属类：法学专业-中国法律-商业银行法

Article 9 Commercial banks should follow the principle of fair competition in their business and should not be engaged in unfair competition.

第九条 商业银行开展业务,应当遵守公平竞争的原则,不得从事不正当竞争。

属类：法学专业-中国法律-商业银行法

Article 10 Commercial banks accept the supervision and administration of the People's Bank of China in accordance with laws.

第十条 商业银行依法接受中国人民银行的监督管理。

属类：法学专业-中国法律-商业银行法

Chapter II Establishment and Organization of Commercial Banks

第二章 商业银行的设立和组织机构

属类：法学专业-中国法律-商业银行法

Article 11 The establishment of commercial banks should go through the process of examination and approval by the People's Bank of China.

第十一条 设立商业银行,应当经中国人民银行审查批准。

属类：法学专业-中国法律-商业银行法

Without the approval of the People's Bank of China, no unit or individual is allowed to do the business of a commercial bank such as absorbing the public deposit or call itself a bank.

未经中国人民银行批准,任何单位和个人不得从事吸收公众存款等商业银行业务,任何单位不得在名称中使用"银行"字样。

属类：法学专业-中国法律-商业银行法

Article 12 The establishment of a commercial bank should have the following conditions:

第十二条 设立商业银行,应当具备下列条件:

属类：法学专业-中国法律-商业银行法

(1)A set of articles of association which accord with this law and the "Company Law of the PRC ";

(一)有符合本法和《中华人民共和国公司法》规定的章程;

属类：法学专业-中国法律-商业银行法